Investment Management Palatine IL

Locke Investment Management excels at investment management. We have been the most trusted investment management firm in Palatine IL for over two decades. Recognizing the complexity of investing, we provide a variety of investment models, active portfolio management, and client education. We continuously monitor the market and make trades based on our analysis. With decades of experience, we offer expertise, personalized service, regular updates, and a value-investing approach.

Investing is a complex process that requires time, research, and knowledge. Many individuals who try to manage their investments themselves often let their emotions influence their decisions instead of analysis, leading to costly mistakes such as selling at the wrong times. This is where an investment management firm comes in. 

With a disciplined investment process and extensive market knowledge, an investment management firm can help you avoid these pitfalls and grow your wealth effectively.

Choosing Locke Investment Management for your investment management needs means entrusting your finances to a team with extensive knowledge and decades of investment experience. Our approach is rooted in a disciplined investment process, where we focus on the value of the companies we invest in. By calculating future earnings and comparing them to the current price, our forward-looking approach allows us to determine if it will be a good investment.

Our commitment to our clients goes beyond just managing their investments. We believe in mentoring and guiding our clients on an ongoing basis. Regular reviews of our clients’ financial plans ensure that we invest appropriately. Understanding your goals and risk tolerance is crucial to us, and we make it a point to meet with our clients annually, either in-person or over the phone. We also send out questionnaires regularly to gather more information.

We send out monthly statements that provide a general overview of your investments. Additionally, we send out quarterly performance statements that compare your performance against your individual benchmark. For some clients, we provide performance by every security in their portfolio.

As value investors, we’re much more hands-on compared to most financial advisors who use funds. We make changes based on our analysis rather than leaving the same funds indefinitely. This proactive approach sets us apart from others in the industry.

A disciplined investment process primarily involves evaluating the intrinsic values of potential investment companies. This evaluation includes calculating the company’s current value and projecting its future earnings.

The process of projecting future earnings requires significant experience, as it is more challenging than analyzing past performance. The difficulty lies in accurately predicting future market conditions and the company’s response to these conditions.

Once the future profits are estimated, the next step is to calculate the prospective share price based on these profits. This projected share price is then compared with the current share price to determine if the investment would be profitable.

At Locke Investment Management, we offer our clients a variety of investment models:

• Stock Models: These models are ideal for investors who are interested in investing directly in individual companies.
  • Tortoise: This model aims to provide investors with consistent dividend income with a secondary goal of capital appreciation. It’s ideal for those who prefer a steady and less risky investment approach.
  • Hare: The Hare model focuses more on growth-oriented investments, with the primary goal being capital appreciation. This model is suitable for investors who are willing to take on more risk for potentially higher returns.
• ETF Models: These models are comprised of Exchange Traded Funds (ETFs), which can offer more diversification compared to individual stocks.
  • Growth: The ‘growth’ model is comprised entirely of stocks. It’s designed for investors seeking significant capital growth and who are comfortable with the higher risk associated with stock investments.
  • Fixed Income: The ‘fixed income’ model is primarily made up of bonds. It’s perfect for investors looking for regular income generation and lower risk compared to stocks.

Our clients have the option to choose from these four models. Based on your goals and risk tolerance, we recommend the best model combination for you.

In our stock models (the Tortoise and Hare), we are always watching the stocks and we get alerts whenever something new happens to the company. Then we have new calculations based on which we evaluate the new stock price. Then we trade the stocks accordingly. We usually make a couple of trades per month on average. 

For our ETF models, we don’t trade them much based on valuation. We continuously monitor the market and make changes based on our analysis. Usually, we make adjustments on a quarterly basis. 

We believe educating our clients about our investment process is the best way to build the trust. Most of this education happens when we first start working with a client. We go over our investment process very thoroughly and meet as often as necessary until they fully understand how we manage it.

• Expertise and Experience: With decades of experience in investment management, we bring a wealth of knowledge to the table. Our team is skilled at analyzing market trends and making informed investment decisions.
• Personalized Service: We understand that every client is unique, with different financial goals and risk tolerance levels. That’s why we offer personalized service, tailoring our investment strategies to meet your specific needs.
• Regular Updates: We believe in transparency and regular communication. We send out monthly statements that provide a general overview of your investments, along with quarterly performance statements that compare your performance against your individual benchmark.
• Value Investing Approach: As value investors, we’re much more hands-on compared to most financial advisors who use funds. We make changes based on our analysis rather than leaving the same funds indefinitely.

Ready to unlock your true financial potential? Contact us today for a consultation! Let Locke Investment Management guide you on your investment journey.